We started because the system was broken.
In 2014, our founders watched good people get turned away by banks that only looked at one number. A teacher with a 591 credit score. A veteran rebuilding after deployment. A single parent one medical bill away from catastrophe.
Rise Up Lending was built to change that. Ten years later, we've funded $2.4B+ in loans for 180,000+ borrowers across 48 states.
What We Believe In
Radical Transparency
Every fee, every rate, every term disclosed upfront — before you commit. No surprises. No fine print traps.
Human First
Every application reviewed by a CFP® or NFCC-certified advisor. Algorithms assist — humans decide.
Community Impact
1% of revenue funds financial literacy programs in underserved communities. 60,000+ people reached annually.
Bank-Grade Security
SOC 2 Type II certified. 256-bit SSL encryption. Your data is protected at the highest standard.
Speed Without Sacrifice
Same-day decisions. Next-day funding. Fast doesn't mean careless — it means we've built better systems.
Borrower Success
94% of our borrowers improve their credit score within 12 months of on-time repayment.
The People Behind the Loans
10 Years of Rising Up
Elena Vasquez and David Harmon launch Rise Up Lending. First 100 loans funded in 90 days.
Expanded to business lending. Received BBB A+ accreditation. Licensed in 28 states. $50M total funded.
Crossed $500M in total loans. Achieved SOC 2 Type II. Launched financial literacy program.
Named Inc. 5000 fastest-growing financial company. 4.8★ across 12,483 verified reviews.